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What is the FCRA?

The Fair Credit Reporting Act ("FCRA") is a federal law that promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies.

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Find out more about the FCRA here.

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• (1) to make decisions about or in connection with hiring, promoting, reassigning, or continuing to employ any person, including current or potential volunteers and household employees such as childcare workers, contractors, or home health aides;
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• (3) to make decisions about or in connection with lending money or extending credit to any person;
• (4) in connection with the underwriting of insurance;
• (5) for any purpose related to any eligibility determination about a person; or
• (6) for any other purposes that would require FCRA compliance.